The money in your account isn’t all yours

Rent, phone and insurance are already spoken for. Manu takes them out first, then shows the one number that’s safe to spend until payday.

One email when Manu is ready. Nothing else.

Android only, for now. Reads your Google Wallet and OP notifications, so there’s almost nothing to type.

Manu the cat peeking over the top of the phone

Manu home screen showing safe to spend, daily amount, accounts and upcoming bills.

Every payment, one tap

You pay with your phone. Manu catches the Google Wallet or OP notification and asks one thing: what was it? Confirm once and it remembers next time.

Payment review screen with merchant, amount, category choices and accept or reject actions.

Bills come out first

Rent, phone, insurance, subscriptions. Everything due before payday is set aside before you see a number, so the number is one you can trust. No more surprises on the 1st.

Coming up list showing recurring bills and their due dates before payday.

See where it went, calmly

Set a budget per category and watch it fill across the pay cycle. Budgets only measure. They never touch your safe-to-spend number.

Stats screen showing spending by category and pay-cycle category budgets.

Not a budgeting app: No envelopes, no zero-based plan, no spreadsheet. One question, answered: how much can I spend right now?
Savings stay savings: Main and savings balances are tracked together. Moving money between them is never counted as spending.
Payday sets the cycle: Your salary date starts each cycle. Manu counts from one payday to the next, because that’s how your money actually works.
Optional AI access: Let your own AI assistant answer “can I afford this?” from your real numbers. You switch it on, and it can only read.

Know what’s yours before you spend it

One email when Manu is ready. Nothing else.